Product Catalog Overview

The Product Catalog API enables merchants to submit SKUs to Truemed for HSA/FSA eligibility evaluation and tracking. Once Truemed classifies a product, that eligibility data powers a richer storefront experience—surfacing Truemed as a payment option only where it’s relevant and keeping customers informed.

Why it matters

Not all products are eligible for HSA/FSA spending. By keeping Truemed up to date on your catalog, merchants unlock a richer set of integrations:

  • Eligible collections — Tag and group your HSA/FSA-eligible products for dedicated landing pages, email campaigns, or storefront filters.
  • PDP widget — Conditionally show or hide the Truemed widget on product detail pages based on each product’s eligibility status.
  • Checkout messaging — Display “Pay with your HSA/FSA” copy on the checkout page only when the cart contains eligible items.
  • Accurate checkout decisions — Prevent customers from being sent to a Truemed flow for a cart that won’t qualify.

How it works

1

Submit your SKUs

Call create_catalog_item for each product, or bulk-upload via your Truemed Partner Dashboard.

2

Truemed evaluates eligibility

Truemed reviews and classifies each item. This happens asynchronously after submission— classification is not immediate.

4

Use the eligibility data

Use stored eligibility statuses or real-time API responses to power the storefront experience—collections, PDP widgets, checkout messaging, and more.

Eligibility statuses

Each catalog item will receive one of the following statuses:

StatusMeaning
hsa_fsa_eligibleThe item is eligible for HSA/FSA spending without a Letter of Medical Necessity.
eligible_with_lmnThe item may be eligible for qualified individuals with a doctor-issued Letter of Medical Necessity.
ineligibleThe item is not eligible for HSA/FSA spending.
pendingThe item has been submitted and is awaiting review by Truemed’s Clinical Operations team.